Request More Info
Schedule a Showing
Share
Print
|
VA ASSUMABLE LOAN 3.375% | SPACIOUS FRONT YARD Welcome to this beautifully maintained 5-bedroom, 3.5-bath home in the highly sought-after Village of Montecito at Otay Ranch. Built in 2018, this 2,476 sq. ft. residence features a bright open-concept floor plan, a gourmet kitchen with quartz countertops, stainless steel appliances, a large center island, and abundant cabinetry"”perfect for everyday living and entertaining. Upstairs you'll find five spacious bedrooms, a versatile loft, a full laundry room, and a generous primary suite with a walk-in closet and spa-inspired bath. A rare, spacious front yard provides exceptional outdoor space for relaxing, entertaining, gardening, or play. Residents enjoy resort-style amenities including pools, a state-of-the-art fitness center, parks, playgrounds, and scenic walking trails. Ideally located near highly regarded schools, Otay Ranch Town Center, shopping, dining, and major freeways, with an easy commute to Naval Base San Diego, Naval Base Coronado, and downtown San Diego. Rare opportunity to assume an existing VA loan with an approximate 3.375% interest rate, subject to lender approval, buyer qualification, and VA assumption requirements. Buyers should consult their lender regarding eligibility and financing options. Excellent opportunity for buyers seeking below-market financing and long-term value.
Property Type(s):
Single Family
| Last Updated | 7/30/2026 | Tract | Chula Vista |
|---|---|---|---|
| Year Built | 2018 | Community | 91913 - Chula Vista |
| Garage Spaces | 2.0 | County | San Diego |
Additional Details
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Microwave, Refrigerator |
| AREA | 91913 - Chula Vista |
| CONSTRUCTION | Adobe, Block, Stucco |
| GARAGE | Attached Garage, Yes |
| HEAT | Electric, Forced Air |
| HOA DUES | 212|Monthly |
| LOT | 1951 sq ft |
| LOT DIMENSIONS | 1953 |
| PARKING | Attached |
| POOL DESCRIPTION | Community |
| STORIES | 3+ |
| SUBDIVISION | Chula Vista |
| UTILITIES | Water Available |
Location
Contact us about this Property
| / | |
| We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Carie Webber to contact you even if your name is on a Federal or State "Do not call List". | |
Listed with LPT Realty, Inc
The information being provided by Conejo Simi Moorpark Association of REALTORS® (“CSMAR”) is for the visitor's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. Any information relating to a property referenced on this web site comes from the Internet Data Exchange (“IDX”) program of CSMAR. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. Any information relating to a property, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by CSMAR and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
This IDX solution is (c) Diverse Solutions 2026.
Twitter
Facebook
Email