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2.75 ASSUMABLE RATE****PAID OFF SOLAR!*****HUGE PRICE IMPROVEMENT!******* GORGEOUS OTAY RANCH HOME****** The seller is highly motivated and ready to move this incredible home to the right buyer! Opportunities like this are rare, especially with an assumable loan at an unbelievable 2.75% interest rate (ALL qualified buyers may be eligible to assume), creating the potential for substantial monthly savings compared to today's rates. Located on a premium corner lot in the highly sought-after Otay Ranch community, this beautifully upgraded 4-bedroom, 3-bath residence offers the perfect blend of luxury, comfort, and convenience. The open-concept floor plan showcases gorgeous quartz countertops, newer flooring throughout, stainless steel appliances, and a stunning custom fireplace complete with a built-in minibar"”perfect for entertaining family and friends. Retreat to the spacious primary suite featuring a large walk-in closet, dual vanities, a soaking tub, and a separate shower. Step outside and enjoy professionally designed front and backyards with premium 100 Pro Turf, custom concrete work, decorative rock, and elegant landscape lighting, providing a beautiful, low-maintenance outdoor living space year-round. Additional highlights include solar for energy efficiency and an unbeatable location just minutes from top-rated schools, parks, shopping, dining, and easy access to major freeways, making commuting throughout San Diego County a breeze. This is more than just a home, it's an exceptional opportunity to own one of Otay Ranch's finest values with a low-rate assumable loan that could save you thousands. Don't wait! homes with this combination of upgrades, location, and financing advantages don't last. Schedule your private showing today before someone else calls it home!
Property Type(s):
Single Family
| Last Updated | 6/30/2026 | Year Built | 2008 |
|---|---|---|---|
| Community | 91913 - Chula Vista | Garage Spaces | 2.0 |
| County | San Diego |
Price History
| Prior to Jun 24, '26 | $1,099,000 |
|---|---|
| Jun 24, '26 - Jun 30, '26 | $999,900 |
| Jun 30, '26 - Today | $999,899 |
Additional Details
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| AREA | 91913 - Chula Vista |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Fireplace(s), Forced Air, Natural Gas |
| HOA DUES | 163.47|Monthly |
| INTERIOR | Ceiling Fan(s), Dry Bar, Pantry |
| LOT | 3772 sq ft |
| LOT DESCRIPTION | Back Yard, Close to Clubhouse, Corner Lot, Front Yard |
| LOT DIMENSIONS | 3771 |
| PARKING | Attached, Driveway, Garage |
| POOL DESCRIPTION | Community, Association |
| SEWER | Public Sewer |
| STORIES | 2 |
| VIEW DESCRIPTION | None |
Location
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Listed with Davis Realty Group
The information being provided by Conejo Simi Moorpark Association of REALTORS® (“CSMAR”) is for the visitor's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. Any information relating to a property referenced on this web site comes from the Internet Data Exchange (“IDX”) program of CSMAR. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. Any information relating to a property, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by CSMAR and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
This IDX solution is (c) Diverse Solutions 2026.
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