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OPPORTUNITY KNOCKS! LIMITED TIME INCENTIVE THROUGH SEPTEMBER 15TH, SELLER WILL CONSIDER BUYER INCENTIVES, A RATE BUYDOWN OR PREPAID HOA DUES, SUBJECT TO THE TERMS OF AN ACCEPTED OFFER. Experience the best of lakeside living in one of Montana Del Lago's premier waterfront residences on Santa Margarita Lake. Spectacular panoramic lake views, an attached side-by-side two-car garage, and a highly desirable upper-level floor plan with all bedrooms and main living areas on one level make this an exceptional offering in one of Rancho Santa Margarita's most sought-after communities. Wake each morning to tranquil lake views from the primary suite and enjoy picturesque vistas from the living room, dining area, kitchen, balcony, and an additional bedroom. More than just a beautiful view, the exceptional waterfront setting creates an atmosphere of serenity that enhances everyday living. Thoughtfully updated throughout, the home features a beautifully renovated contemporary primary shower, newer carpeting, fresh interior paint, upgraded lighting, a smart entry lock, and Milgard windows and a Milgard sliding glass door. The open-concept kitchen flows seamlessly into the dining and living areas, maximizing the home's stunning waterfront setting. The lake-view balcony is the perfect place to enjoy your morning coffee, read a favorite book, or simply relax while overlooking the sparkling waters of Santa Margarita Lake. Residents enjoy Montana Del Lago's recently renovated pool, along with SAMLARC amenities including the Beach Club Lagoon, multiple pools, parks, playgrounds, sports courts, fishing, scenic walking paths, community events, summer concerts, and holiday celebrations. Ideally located near shopping, dining, parks, and trails, this exceptional home offers the perfect blend of waterfront living, thoughtful updates, and everyday convenience. A home where spectacular views and an exceptional lifestyle become part of everyday living.
| Last Updated | 7/16/2026 | Tract | Montana Del Lago (MDL) |
|---|---|---|---|
| Year Built | 1991 | Community | R1 - Rancho Santa Margarita North |
| Garage Spaces | 2.0 | County | Orange |
Price History
| Prior to Jul 16, '26 | $925,000 |
|---|---|
| Jul 16, '26 - Today | $899,000 |
Additional Details
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Gas Oven |
| AREA | R1 - Rancho Santa Margarita North |
| EXTERIOR | Balcony, Dock |
| GARAGE | Attached Garage, Yes |
| HEAT | Central |
| HOA DUES | 648|Monthly |
| INTERIOR | Ceiling Fan(s), Walk-In Closet(s) |
| LOT | 0 |
| PARKING | Attached, Garage, See Remarks, Side By Side |
| POOL DESCRIPTION | Community, Association |
| SEWER | Public Sewer |
| STORIES | 2 |
| STYLE | Mediterranean |
| SUBDIVISION | Montana Del Lago (MDL) |
| VIEW | Yes |
| VIEW DESCRIPTION | Hills, Lake, Panoramic, Trees/Woods |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lake, Lake Front |
Location
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